Tuesday, August 27, 2019

Back to Shcool: 6 Things to Make Your Home a Productive Homework Space

Preparing for good study habits at home is just as significant as getting your kids ready for life in the classroom. Creating ground rules and an environment at home where students of all ages can focus on homework is a great way to support them throughout the school year. These strategies can help cultivate lifelong study habits and skills that they can use as they move on to higher education.
Here are six important factors to keep in mind in making sure your home is a comfortable, supportive homework space for your children:

Planning profitable investigation propensities at home is similarly as significant as preparing your children for life in the homeroom. Making guidelines and a situation at home where understudies of any age can concentrate on schoolwork is an extraordinary method to help them all through the school year. These methodologies can help develop long lasting investigation propensities and abilities that they can use as they proceed onward to advanced education.

Here are six significant components to remember in ensuring your house is an agreeable, steady schoolwork space for your youngsters:

1. Environment
Most kids need an area with few distractions. Some kids can focus with music or sound in the background, while others need almost complete quiet. Find out what works best for your child. Do they need a secluded area? Or maybe they do better at the dining room table with other family members near by.
Be sure they have a comfortable spot including, desk/table, comfortable chair, proper lighting, and plenty of room. Help them gather everything they need before getting started to avoid wasted time looking for pencils, calculators, etc. If they are using a computer or laptop, be sure they are comfortable with correct posture and are not straining their shoulders or neck.
2. Time of Day
Discuss with your child their homework workload and best time of day to tackle it. Do this by creating a consistent plan together. You may have to make adjustments once the school year gets started; thinking that before dinner is a great time to study, but finding out hunger and the smell of dinner cooking is way too distracting. Even though a routine is important, flexibility is key. If kids have varying schedules because of sports or other after school activities, create a calendar that includes all activities and find openings in the schedule for their homework time.

3. Taking Breaks
At least once an hour a short break can be beneficial, not to mention something to look forward to especially when working on a tough assignment. Encourage your kids to stand up, stretch, walk around, drink water and have a healthy snack. Taking 5 or 10 minutes can improve productivity, as well as physical and mental alertness.
4. Technology
There are a variety of homework apps for planning and organizing, and some that can be used for study aids. Apps can be helpful for specific subjects such as math formulas and calculations, creating custom electronic flash cards, assignment organization, grade tracking, and more. Search online for the apps that fit your child’s needs.
5. Outside Resources
Older students studying upper-level classes such as a foreign language, math, and science, can reach beyond your level of expertise. Don’t worry – there are resources available to help. Search online for resources on the particular subject, to help understanding of the materials. Another valuable resource is a tutor. Check with your school for recommendations on tutors, and inquire whether they offer a student mentor program.
6. Your Responsibility
Helping your child with their homework is not the same as doing it for them. Working together to help them understand and learn is supportive, doing their homework for them will set them up for failure. Learning how to successfully work through difficult projects and assignments and how to use available resources creates confidence and skills that will benefit them throughout their lives.

Saturday, August 17, 2019

Real Estate Study: Jacksonville Heads Top 30 Cities for Millennial Veteran Homebuyers

In today’s real estate market, the goal of homeownership has become more and more difficult for millennials to obtain. However, one subdemographic that has a leg up? Millennial veterans.

With many having access to VA loans, there’s a large block of potential millennial buyers that are qualified to purchase a home with no down payment, mortgage insurance or great credit.

For these reasons, millennial veterans are some of the most successful homebuyers on the market today. It’s also why Veterans United Home Loans—the nation’s largest VA lender—compiled a list of the top 30 cities for young veterans, as well as active service members.

"The lingering question in housing circles has been when will millennials enter the home buying market," Chris Birk, director of education at Veterans United Home Loans, tells Housecall. "The fact is millennial Veterans aren't standing on the sidelines."

To create the list, the company compared purchase loan volume numbers for millennials from last year to the same data for that group from 2015. Cities are ranked by their percentage increase in VA purchase loan volume.

Military density is higher in Florida, Georgia and Texas than in most states as a result of more installations and higher Veteran populations, which accounts for the large number of cities that made the list from those states.

Additionally, Veterans United Home Loans only considered cities that had at least 75 millennial purchase loans in 2015 and 2018; and the company defines these millennials as any veterans or active service members that were born between 1981 and 1996.

Here are the top 30 cities for millennial veteran homebuyers:

Jacksonville, Fla. Metro Area                       VA Purchase Loan Growth (Percentage): 228.80
Tampa-St. Petersburg-Clearwater, Fla. 144.80
San Antonio, Texas Metro Area 135.50
New York-Northern New Jersey-Long Island, N.Y.-N.J.-Pa. Metro Area 129.50
Hinesville-Fort Stewart, Ga. Metro Area 116.90
Miami-Fort Lauderdale-Pompano Beach, Fla. Metro Area 107.60
Virginia Beach-Norfolk-Newport News, Va.-N.C. Metro Area 107.30
Fayetteville, N.C. Metro Area 103.70
Washington-Arlington-Alexandria, D.C.-Va.-Md.-W.Va. Metro Area 102.30
Chicago-Naperville-Joliet, Ill.-Ind.-Wis. Metro Area 101.90
Killeen-Temple-Fort Hood, Texas Metro Area 100.00
Atlanta-Sandy Springs-Marietta, Ga. Metro Area 93.80
St. Louis, MO-Ill. Metro Area 81.30
Oklahoma City, Okla. Metro Area 79.80
Dallas-Fort Worth-Arlington, Texas Metro Area 77.50
Baltimore-Towson, Md. Metro Area 73.10
Savannah, Ga. Metro Area 68.00
Phoenix-Mesa-Scottsdale, Ariz. Metro Area 66.20
Seattle-Tacoma-Bellevue, Wash. Metro Area 61.80
San Diego-Carlsbad-San Marcos, Calif. Metro Area 61.40
Philadelphia-Camden-Wilmington, Pa.-N.J.-Del.-Md. Metro Area 59.10
Denver-Aurora, Colo. Metro Area 58.80
Jacksonville, N.C. Metro Area 56.50
Houston-Sugar Land-Baytown, Texas Metro Area 54.80
Riverside-San Bernardino-Ontario, Calif. Metro Area 54.10
Kansas City, Mo.-Kan. Metro Area 42.60
Omaha-Council Bluffs, Neb.-Iowa Metro Area 41.00
Clarksville, Tenn.-Ky. Metro Area 32.20
Boston-Cambridge-Quincy, Mass.-N.H. Metro Area 26.50
Los Angeles-Long Beach-Santa Ana, Calif. Metro 24.40

To view all of Veteran United Home Loans’ key findings and for a full breakdown of their methodology, click here.