Friday, November 29, 2019

Short sale and foreclosure: How are they different?

As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview.

A short sale comes into play when a homeowner needs to sell their home but the home is worth less than the remaining balance that they owe. The lender can allow the homeowner to sell the home for less than the amount owed, freeing the homeowner from the financial predicament.

On the buyer side, short sales typically take three to four months to complete and many of the closing and repair costs are shifted from the seller to the lender.

On the other hand, a foreclosure occurs when a homeowner can no longer make payments on their home so the bank begins the process of repossessing it. A foreclosure usually moves much faster than a short sale and is more financially damaging to the homeowner.

After foreclosure the bank can sell the home in a foreclosure auction. For buyers, foreclosures are riskier than short sales, because homes are often bought sight unseen, with no inspection or warranty.


Thursday, November 28, 2019

606 Myrtle AVE Green Cove Springs, FL 32043

Property Site: http://tour.corelistingmachine.com/home/RKU6VT/606-Myrtle-AVE-Green-Cove-Springs-FL-1024852
Great two story pool home on large lot with views of the St. Johns river. Large covered front porch welcomes you to home. Downstairs is formal dining room, office or bedroom 5, family room and large kitchen with rope detailed crown moulding, wine and plate racks. Upstairs are 2 oversized bedrooms facing towards the front yard and a back bedroom with views of the St. Johns river. Entertain in a huge back yard either around the pool or on the concrete extended patio large enough to have full seating, firepit, etc. Side entry two car garage with walk up stairs to attic.
Bedrooms: 4
Bathrooms: 3
Square feet: 2,767
Price: $350,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5915277 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/


MLS ID: 1024852

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Saturday, November 23, 2019

5399 Ortega Bluff LN Jacksonville, FL 32244

Property Site: http://tour.corelistingmachine.com/home/HXPVXX/5399-Ortega-Bluff-LN-Jacksonville-FL-1025969
For those who appreciate the beauty of nature-this full brick 4 bedroom home is on an oversized fully fenced lot. A huge sun room faces natural preserve. Inside, the home has an amazing floorplan! when you enter, you have a dining room and office on either side. The family room is huge with a beautiful marble/stone fireplace, laminate wood floors and french doors leading to the sun room. The oversized kitchen will amaze you. Cabinets, cabinets, and more cabinets! Even a wall to hang your TV to keep an eye on the game while you cook. Stainless steel appliances, a prep island and huge pantry/laundry room. Owners suite has doors leading to the sunroom, updated shower, vanities and granite counters. Hall bath has also been nicely updated. Great location near shops, restaurants and NAS Jax.
Bedrooms: 4
Bathrooms: 2
Square feet: 2,698
Price: $275,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5910165 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/


MLS ID: 1025969

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Friday, November 22, 2019

4118 San Servera DR S Jacksonville, FL 32217

Property Site: http://tour.corelistingmachine.com/home/Q723GQ/4118-San-Servera-DR-S-Jacksonville-FL-1023682
This property is a tranquil piece of paradise with beautiful views of the water. A rare find in established neighborhood thats centrally located in Jacksonville on Goodbys Creek. The home boasts a private dock and boat ramp. This charming brick ranch style home, with circular driveway, has a new roof, HVAC, and hot water heater.
Bedrooms: 4
Bathrooms: 3
Square feet: 2,344
Price: $395,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5908623 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/


MLS ID: 1023682

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Friday, November 15, 2019

What To Repair Before You List

When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top five recommended repairs to make before selling your home.

Repaint walls.
Giving your home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make sure cover any walls with scratches and chips and consider updating any accent walls with a more neutral coat.

Repair floors.
Hardwood floors are a very desirable feature in a home, so you want to ensure they look their best by fixing scratches or dull areas. If your carpet is worn or stained, consider replacing them. And don’t forget the tile in your kitchen or bathrooms. Re-grouting can go a long way in making dingy tile work look brand new!

Refresh the landscaping.
Show buyers your home is the full package by dressing up the outside as well as the in. Clean walkways and driveways, plant seasonal flowers and plants, trim hedges and trees, install outdoor d├ęcor pieces and fill in mulch and gravel.

Fix your fixtures.
Leaky faucet? Rusted drains? Loose drawer handle? Making these small fixes can make a big difference to potential buyers with detailed-orientated minds. Improve your kitchen. An outdated kitchen can be a real eyesore in a home. Updating cabinetry, repairing or replacing countertops, and installing new faucets and sinks may be worth the investment


Thursday, November 7, 2019

8330 Argyle Corners DR E Jacksonville, FL 32244

Property Site: http://tour.corelistingmachine.com/home/F4ECD3/8330-Argyle-Corners-DR-E-Jacksonville-FL-1023792
Great first home with high ceilings, arched windows, large fenced back yard and two car garage. Kitchen is open to family room with dining room off to the side. Fresh paint, new carpet and brand new a/c unit. Ready for immediate move in!
Bedrooms: 3
Bathrooms: 2
Square feet: 1,139
Price: $145,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5887861 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/


MLS ID: 1023792

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Friday, November 1, 2019

Upsizing Your Home

Unfortunately, our homes don’t always grow with us. What may have initially worked fine for a single person, a young couple’s starter home, or a family with a newborn can quickly become too small as families expand and multiple generations live under one roof.
Remodeling and adding to your home is one option for creating more space, but it can be costly, and the size of your property may be prohibitive. That’s when moving to a bigger home becomes the best solution.

WHERE DO YOU NEED MORE SPACE?
The first thought when upsizing your home is to simply consider square footage, bedrooms, and bathrooms. But it’s important to take a more critical approach to how your space will actually be used. If you have younger children (or possibly more on the way), then focusing on bedrooms and bathrooms makes sense. But if your children are closer to heading off to college or starting their own families, it may be better to prioritize group spaces like the kitchen, dining room, living room, and outdoor space—it’ll pay off during the holidays or summer vacations, when everyone is coming to visit for big gatherings.

MOVING OUTWARD
If you need more space, but don’t necessarily want a more expensive home, you can probably get a lot more house for your money if you move a little further from a city center. While the walkability and short commutes of a dense neighborhood or condo are hard to leave beyond, your lifestyle—and preferences for hosting Thanksgiving, barbecues, and birthdays—might mean that a spacious home in the suburbs makes the most sense. It’s your best option for upsizing while avoiding a heftier price tag.

Friday, October 11, 2019

Serious About Selling? 5 Steps to Make Your Home
 "Best on the Block"


We all want to be good neighbors. But when it comes to selling your home, it’s not just about “keeping up with the Joneses.” It’s about outshining them at every opportunity!

If you’re looking to sell your home fast and for the most money possible, you’ll need a strategy to set it apart from all the other listings competing for buyers in your area. That’s why we’ve outlined our proven, five-step plan for serious sellers.

Use these five tactics to help your listing get noticed, win over buyers, and net a higher sales price than your neighbors!

STEP 1: Stage Your Home to Show Its Full Potential

The average seller will do the minimum to prepare their home for market: clean and declutter, fix anything that’s broken, mow the lawn. And while those tasks are essential, today’s buyers want more than just a clean house and tidy yard. When they dream of buying a new home, they envision a designer house with modern finishes. Help them see your property’s full potential by staging it.

Home staging is one of the hottest trends in real estate—because it works! According to the Real Estate Staging Association, homes that are professionally staged spend 73% less time on the market.

So what exactly is staging? In a broad sense, staging is the act of preparing your home for market. The goal is to highlight your home’s strengths, minimize any deficiencies, and help buyers envision themselves living in the space. When staging a home, you might rearrange the furniture to make a room feel larger or remove heavy curtains to make it appear brighter.

Some sellers choose to hire a professional home stager, who has specialized training and experience, to maximize the appeal of their home to the largest number of potential buyers. Others may opt to do it themselves, using guidance from their agent.

We can help you determine the appropriate budget and effort required to push your home ahead of the competition in your neighborhood. The good news is, an investment in staging pays off. A 2018 survey found that 85% of staged homes sold for 6-25% more than their unstaged neighbors homes.


STEP 2: Draw Buyers in with High-Quality Listing Photos
You only have one chance to make a first impression with potential buyers. And many buyers will view photos of a listing before they decide whether or not to visit it in person. In fact, 87% of buyers find photos “very useful” in their home search. Poor-quality or amateur-looking listing photos could keep buyers from ever stepping through your door.

Since good photography plays such an important role in getting your property noticed, we only work with the top local professionals to photograph our listings. But we don’t just rely on their photography skills when it comes to showcasing your home.

We go the extra mile to ensure your listing photos showcase the true essence of your home. We’re always on site during the photo shoot to help the photographer capture the best angles and lighting, and to let them know about unique or compelling selling features that they should photograph. The extra effort pays off in the end. In fact, listings with high-quality photography sell 32% faster than the competition … and often for more money!

 
STEP 3: Price It Properly From the Start

Even in a strong real estate market, there are homes that will sit unsold for months on end. This can be the “kiss of death” in real estate, as buyers tend to imagine that there must be something wrong with the property, even if it’s not the case.

But why are those houses still on the market in the first place? It’s because they are often priced too high.

Every buyer has a budget. And most will be viewing listings within a particular price range. If your property is overpriced, it can’t properly compete with the other houses they’re viewing that are priced correctly. Which means it’ll sit on the market until you’re eventually forced to drop the price.

Alternatively, if you price your home aggressively, it can be among the nicest homes that buyers have seen within their budget. This can lead to emotionally-attached buyers, who are often willing to pay a premium or settle for fewer seller concessions. And in certain markets, it can lead to a multiple-offer situation, or bidding war. The end result? More money in your pocket.

We can help you determine the ideal listing price for your home in the current market. Pricing it properly in the beginning is the best way to ensure a fast and profitable sale.

 
STEP 4: Put on a Good Show at Each Showing

Once buyers are interested enough to schedule a visit, it’s crucial that you put on a good show at each showing.

The first step is to make your home readily available—and often on short notice—for buyers to see it. A missed showing is a missed opportunity to sell your home. If you set too many restrictions on when it’s available to view, busy buyers will simply skip over your listing and move on to the next one.

Part of making your home available means keeping it relatively show-ready as long as it’s on the market. Most of us don’t live picture-perfect lives, and our homes reflect the day-to-day reality of our busy (and sometimes messy) families. But a little extra effort spent keeping your home clean, fresh-smelling, and ready for buyers will help it sell faster … which means you can get back to your regular routine as quickly as possible!


STEP 5: Use a Proven Promotion Plan

Most agents are still marketing their listings like they did 20 years ago… put a sign in the yard, put the listing in the MLS, and pray that it sells. Yet, we know that 93% of buyers search for real estate listings online.

That’s why we invest in the latest training and technology to ensure your listing appears in the places where buyers are most likely to look. Our dual-level promotion strategy includes both pre-launch activities designed to seed the marketplace and post-listing activities to ensure your home stays top-of-mind with potential buyers.

By utilizing online and social marketing platforms to connect with consumers and offline channels to connect with local real estate agents, your property gets maximum exposure to prospective buyers.


LET’S GET MOVING

Are you thinking about listing your home? Get a head start on your competition! Contact us to schedule a free no-commitment consultation. We’d love to put together a custom plan to maximize the sales potential of your property!

Friday, October 4, 2019

Home Buyers - 5 Ways To Make the Winning Bid


In a tough market, it pays to be prepared. Make sure you’re ready to pounce once you find your dream home with these five tips to help you place the winning bid.

1. Down Payment
There are plenty of low down payment mortgage options that can help you get into the home of your dreams, but saving up a larger down payment gives you leverage to offer more for your home in case you find yourself in a bidding war. Just remember to keep in mind how much home you can realistically afford when you’re considering offering more for a home.

2. Get Pre-Approved
Getting pre-approved for a mortgage is one of the first steps to buying a home.Not only will it give you a solid idea of what you can afford to pay for your home, it will reduce the seller’s risk when choosing your offer over someone else’s in a multi-offer situation.

3. Know What You Want
Time is a critical factor when placing an offer in a tight market. While you sleep on your decision to put in an offer, other buyers could be making their move. So, as soon as you’re sure you want the home, take action!

4. Minimize Contingencies
The fewer conditions you add to your offer, the more appealing it will be to the seller. If you love the house, but hate the carpet, consider a renovation loan instead of requesting the seller install new flooring. Pick and choose your contingencies carefully.

5. Be Flexible
Most buyers have a very specific time frame they’re hoping to move during - one that lines up neatly with the end of their current lease or sale of their current home. If you can create some flexibility on when you need to close to better accommodate the sellers, it could give you a serious advantage.

Friday, September 27, 2019

Smart Ways to Save on Your Bathroom Renovation

 

Looking to liven up your bathroom? Better set aside some big bucks. According to HomeAdvisor "The average bathroom remodel costs $10,354." Don't panic, you can still get a fresh, new look at a fraction of the cost, with these money-saving tips and tricks.

Keep the same layout
You might want to chuck it all and start over with a completely new layout, but the cost of moving water lines could push your budget into no-man's land. According to HGTV's Scott McGillivray, "Moving the tub, vanity, or toilet will cost about $2,500 each."

Do your own tilework
Is the DIY spirit calling to you? Tiling your own bathroom floor and shower can be satisfying—and money-saving. Be sure to watch a tutorial or two first. It's also a good idea to practice your technique on a piece of MDF with inexpensive tile before jumping in.

If you are springing for professional installation, keep in mind that large-scale tile will provide savings.

Go garage sale-ing
Yes, you can find some great accessories at garage sales, Craigslist or Nextdoor, but keep your eye out for larger pieces, too. An old dresser can easily be turned into a vanity. Not only will this save you money, it will also bring character into the space.

Resurface
"An old tub or shower will surely show signs of aging eventually, but before you swap things out for new, which can cost a pretty penny, consider resurfacing," said Family Handyman. "Your tub or shower can be professionally resurfaced for much cheaper than buying new."

Look for leftovers
Stone yards, tile shops, contractors—they may all have leftovers you can purchase or even have. That countertop remnant could work perfectly on top of that vanity you have your eye on, and save you enough money to buy it!

Friday, September 20, 2019

Curb Appeal for Fall


Are you getting ready to list your home now to take advantage of the Fall Seller's Market? Just because the weather will be turning, you still need to spruce up the exterior of your home. Sprucing up will take some work if your goal is to attract the most buyers and get the highest price offer on your home.


The front of your home is the buyer’s first impression which they use as a tool. It suggests to them how the home is most likely being maintained. So even if your home is spectacular on the inside, if the outside is not, the buyer may question the condition and could very well pass your home by. We've had many buyers tell us "let’s go, it’s not worth seeing” when pulling up to a home that is shabbily maintained on the exterior.

Don’t let this happen to you!

So what should you focus on?


Landscaping
Cut those creepy crawly bushes that extend over your walkways and trim the grass edge. Trim trees that are blocking the facade of your home. Even if it’s a deciduous tree, which will lose it's leaves in a few months, it’s still important to trim the dead branches back and shape it. Weed and clean up all the beds and apply fresh mulch. Yes, fresh mulch. Cut/pull out anything that didn’t survive the summer and or any dead flowers that are out of season. Continue to cut your lawn regularly.


Lighting
Days will be getting shorter and buyers will most likely be viewing after work when the sun has gone down. Illuminating your walkways and the front of your home/garage areas are very important. Be sure all lights that are tarnished are replaced. If you can't afford to replace them, spray paint them with an exterior paint (black is always a good option). Make sure all lights have bulbs and that they are the same.


Siding/Stucco/Roof/Sidewalks etc.
Power wash. Clean off any mossy residue from siding, walkways and or stucco. Have roof shampooed if it has dark streak marks.


Driveway
If it's in good shape, have it re-coated, or at the least get it pressure washed. If it is really
bad and lifting, consider getting it repaired.


Front Entry
Apply a fresh coat of paint on the front door. If the screen is ripped, fix or replace. If glass is in the door, make it shine.


Gutters
Be sure to have them cleaned out. Buyers will look at them when they are inside looking out.


Garage Doors
If broken or dented, or not working at all, fix. Paint if needed.


Thursday, September 12, 2019

Create an Evacuation Plan for Your Pets


An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan.

Assign pet evacuation to an adult.
Everyone should know how to act during an evacuation, and that includes assigning one parent or adult to the pets. This allows the other parent and the children to focus on their part of the evacuation plan, so there’s no confusion during a high-stress moment when time is of the essence.

Keep evacuation maps and pet carriers readily accessible.
If you need to evacuate, you should know exactly where every important item is. If you pets require carriers, keep them in a place that you can access easily.

Practice your plan.
Include your pets in your home evacuation drills. It’ll help you see how they will respond and make changes to your plan if necessary. Getting your dog out of a window may not be as simple as you think!

Be prepared in case you get separated from your pets.
No matter how much you drill your evacuation plan, it’s possible that a dog or cat will run off while you’re focusing on keeping your family safe. A microchip or a GPS-compatible tag can help you find your pets once it’s safe to return to the area.

Saturday, September 7, 2019

2462 Baywood CT Orange Park, FL 32065

Property Site: http://tour.circlepix.com/home/S9KD7B/2462-Baywood-CT-Orange-Park-FL-1013271
What an incredible remodel! Property Brothers have nothing on this one!! When you walk into the front door, your breath is taken away with the open NEW floorplan! The NEW kitchen is every entertainers dream - Huge island, expansive granite, stainless farmhouse sink, convection microwave, oven and separate cooktop. And that Samsung refrigerator... every tech lovers dream, with bigscreen in door, just like a tablet that even plays movies! Step down into the spacious family room with a great fireplace. The space is set up for a projection TV or regular 80 TV! Remodeled touches include barn door style pantry doors, all NEW hardware, lights and fans, herringbone tile in laundry, wood-look tile in kitchen, plank ceiling. Enjoy the lifestyle in your refreshing pool, and huge backyard!
Bedrooms: 4
Bathrooms: 2
Square feet: 1,962
Price: $279,900

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5806788 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/


MLS ID: 1013271

https://www.facebook.com/TheGalliTeam/ https://www.twitter.com/TheGalliTeam https://www.youtube.com/user/galliteam/

Monday, September 2, 2019

5 Simple Ways to Boost your Curb Appeal


Are you looking for some easy ways to gain more curb appeal?  Your home’s exterior is a resemblance of the interior, which makes the initial impression of your home important. If you are looking to sell your home, good curb appeal can help increase your return on investment and home value. Nevertheless, even if you are not putting your house on the market, developing more curb appeal will make your house feel more inviting and enjoyable.

Use these 5 simple tips, and you’ll be on your way to achieving great curb appeal.

1.    Become the buyer
If you are wondering where to begin with your curb appeal project, try putting yourself in the shoes of the buyer. Take a walk around the home exterior or drive by your home a couple of times. In doing so, take notes of updates that need to be made, and take your time to examine all of the little details as someone else (the buyer) might.

 2.    Greenery is a good thing
One of the biggest ways to increase your curb appeal is to keep your lawn looking green and fresh. Get on a regular schedule of mowing your lawn, getting rid of the weeds, and raking the leaves. The longer you go without doing these things, the harder the job becomes. Therefore, staying on a timely schedule will make this task much less demanding.

On top of that, incorporating colorful flowers and greenery are a great way to boost your curb appeal. Use them to make certain things stand out in your home, such as the entry way or the windows. Make sure that everything is getting enough water to avoid the grass turning brown and to keep the plants from dying.

 3.    Pull out the paint brush
The front doors and shutters of your home are easily upgradable and can make quite a difference. A simple paint job to your front door and/or your shutters can make your home look brand new. Find a color that will enhance the other colors of your home, making it really stand out. Pops of color are in this year, so don’t be afraid to go bold and bright!

4.    Use light for a more welcoming feel
The exterior of your home should look open and inviting, and adding light is the best way to promote that look. Add some solar powered lights leading up your walk way or outdoor light fixtures on your front porch. These simple fixes will give your home a clean look, especially in the evening!

5.    Take value in others opinions
There may be some things about your home that go unnoticed because you’ve gotten used to the way it looks. Maybe there is a crack in the driveway or the paint on your fence has begun to chip. To avoid missing anything, ask for honest opinions from extended family, friends or neighbors about what they think is in need of updating. You may find that they notice some details that you have missed.

Tuesday, August 27, 2019

Back to Shcool: 6 Things to Make Your Home a Productive Homework Space

Preparing for good study habits at home is just as significant as getting your kids ready for life in the classroom. Creating ground rules and an environment at home where students of all ages can focus on homework is a great way to support them throughout the school year. These strategies can help cultivate lifelong study habits and skills that they can use as they move on to higher education.
Here are six important factors to keep in mind in making sure your home is a comfortable, supportive homework space for your children:

Planning profitable investigation propensities at home is similarly as significant as preparing your children for life in the homeroom. Making guidelines and a situation at home where understudies of any age can concentrate on schoolwork is an extraordinary method to help them all through the school year. These methodologies can help develop long lasting investigation propensities and abilities that they can use as they proceed onward to advanced education.

Here are six significant components to remember in ensuring your house is an agreeable, steady schoolwork space for your youngsters:

1. Environment
Most kids need an area with few distractions. Some kids can focus with music or sound in the background, while others need almost complete quiet. Find out what works best for your child. Do they need a secluded area? Or maybe they do better at the dining room table with other family members near by.
 
Be sure they have a comfortable spot including, desk/table, comfortable chair, proper lighting, and plenty of room. Help them gather everything they need before getting started to avoid wasted time looking for pencils, calculators, etc. If they are using a computer or laptop, be sure they are comfortable with correct posture and are not straining their shoulders or neck.
 
2. Time of Day
Discuss with your child their homework workload and best time of day to tackle it. Do this by creating a consistent plan together. You may have to make adjustments once the school year gets started; thinking that before dinner is a great time to study, but finding out hunger and the smell of dinner cooking is way too distracting. Even though a routine is important, flexibility is key. If kids have varying schedules because of sports or other after school activities, create a calendar that includes all activities and find openings in the schedule for their homework time.

3. Taking Breaks
At least once an hour a short break can be beneficial, not to mention something to look forward to especially when working on a tough assignment. Encourage your kids to stand up, stretch, walk around, drink water and have a healthy snack. Taking 5 or 10 minutes can improve productivity, as well as physical and mental alertness.
 
4. Technology
There are a variety of homework apps for planning and organizing, and some that can be used for study aids. Apps can be helpful for specific subjects such as math formulas and calculations, creating custom electronic flash cards, assignment organization, grade tracking, and more. Search online for the apps that fit your child’s needs.
 
5. Outside Resources
Older students studying upper-level classes such as a foreign language, math, and science, can reach beyond your level of expertise. Don’t worry – there are resources available to help. Search online for resources on the particular subject, to help understanding of the materials. Another valuable resource is a tutor. Check with your school for recommendations on tutors, and inquire whether they offer a student mentor program.
 
6. Your Responsibility
Helping your child with their homework is not the same as doing it for them. Working together to help them understand and learn is supportive, doing their homework for them will set them up for failure. Learning how to successfully work through difficult projects and assignments and how to use available resources creates confidence and skills that will benefit them throughout their lives.

Saturday, August 17, 2019

Real Estate Study: Jacksonville Heads Top 30 Cities for Millennial Veteran Homebuyers


In today’s real estate market, the goal of homeownership has become more and more difficult for millennials to obtain. However, one subdemographic that has a leg up? Millennial veterans.

With many having access to VA loans, there’s a large block of potential millennial buyers that are qualified to purchase a home with no down payment, mortgage insurance or great credit.

For these reasons, millennial veterans are some of the most successful homebuyers on the market today. It’s also why Veterans United Home Loans—the nation’s largest VA lender—compiled a list of the top 30 cities for young veterans, as well as active service members.

"The lingering question in housing circles has been when will millennials enter the home buying market," Chris Birk, director of education at Veterans United Home Loans, tells Housecall. "The fact is millennial Veterans aren't standing on the sidelines."

To create the list, the company compared purchase loan volume numbers for millennials from last year to the same data for that group from 2015. Cities are ranked by their percentage increase in VA purchase loan volume.

Military density is higher in Florida, Georgia and Texas than in most states as a result of more installations and higher Veteran populations, which accounts for the large number of cities that made the list from those states.

Additionally, Veterans United Home Loans only considered cities that had at least 75 millennial purchase loans in 2015 and 2018; and the company defines these millennials as any veterans or active service members that were born between 1981 and 1996.

Here are the top 30 cities for millennial veteran homebuyers:

Jacksonville, Fla. Metro Area                       VA Purchase Loan Growth (Percentage): 228.80
Tampa-St. Petersburg-Clearwater, Fla. 144.80
San Antonio, Texas Metro Area 135.50
New York-Northern New Jersey-Long Island, N.Y.-N.J.-Pa. Metro Area 129.50
Hinesville-Fort Stewart, Ga. Metro Area 116.90
Miami-Fort Lauderdale-Pompano Beach, Fla. Metro Area 107.60
Virginia Beach-Norfolk-Newport News, Va.-N.C. Metro Area 107.30
Fayetteville, N.C. Metro Area 103.70
Washington-Arlington-Alexandria, D.C.-Va.-Md.-W.Va. Metro Area 102.30
Chicago-Naperville-Joliet, Ill.-Ind.-Wis. Metro Area 101.90
Killeen-Temple-Fort Hood, Texas Metro Area 100.00
Atlanta-Sandy Springs-Marietta, Ga. Metro Area 93.80
St. Louis, MO-Ill. Metro Area 81.30
Oklahoma City, Okla. Metro Area 79.80
Dallas-Fort Worth-Arlington, Texas Metro Area 77.50
Baltimore-Towson, Md. Metro Area 73.10
Savannah, Ga. Metro Area 68.00
Phoenix-Mesa-Scottsdale, Ariz. Metro Area 66.20
Seattle-Tacoma-Bellevue, Wash. Metro Area 61.80
San Diego-Carlsbad-San Marcos, Calif. Metro Area 61.40
Philadelphia-Camden-Wilmington, Pa.-N.J.-Del.-Md. Metro Area 59.10
Denver-Aurora, Colo. Metro Area 58.80
Jacksonville, N.C. Metro Area 56.50
Houston-Sugar Land-Baytown, Texas Metro Area 54.80
Riverside-San Bernardino-Ontario, Calif. Metro Area 54.10
Kansas City, Mo.-Kan. Metro Area 42.60
Omaha-Council Bluffs, Neb.-Iowa Metro Area 41.00
Clarksville, Tenn.-Ky. Metro Area 32.20
Boston-Cambridge-Quincy, Mass.-N.H. Metro Area 26.50
Los Angeles-Long Beach-Santa Ana, Calif. Metro 24.40

To view all of Veteran United Home Loans’ key findings and for a full breakdown of their methodology, click here.

Thursday, June 6, 2019

2537 Wrightson DR Jacksonville, FL 32223

Property Site: http://tour.circlepix.com/home/AYJ6RS/2537-Wrightson-DR-Jacksonville-FL-998090
Beautiful brick 4/3 traditional. Wood floors throughout lower level, new carpet in bedrooms. Beautiful kitchen remodeled in 2018 with quartz countertops. Brick fireplace in family room. Relax in your spacious covered lanai with fire pit. Fully fenced back yard. Perfect family home for children and pets.
Bedrooms: 4
Bathrooms: 3
Square feet: 2,734
Price: $400,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5645781 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/home.asp


MLS ID: 998090

https://www.facebook.com/10213424196654220 https://www.twitter.com/TheGalliTeam http://https:://www.youtube.com/channel/UCaxKyrUrdTgUz_XZ7LohqHw

Monday, May 27, 2019

0 Sanchez RD Jacksonville, FL 32217

Property Site: http://tour.circlepix.com/home/AF2UJL/0-Sanchez-RD-Jacksonville-FL-996823
Build your dream home on this beautiful - almost half acre waterfront lot. Bring your kayak and canoe!.......... Check out the suggested home/floor plan or select your own.
Bathrooms: 0.00
Price: $200,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5626519 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/home.asp


MLS ID: 996823

https://www.facebook.com/10213424196654220 https://www.twitter.com/TheGalliTeam http://https:://www.youtube.com/channel/UCaxKyrUrdTgUz_XZ7LohqHw

Tuesday, May 21, 2019

5074 Charlemagne RD Jacksonville, FL 32210

Property Site: http://tour.circlepix.com/home/H7F2QF/5074-Charlemagne-RD-Jacksonville-FL-995534
Nicely updated brick home on a great lot with mature trees. This lovely home overlooks a serene lake - large enough to kayak. Fenced yard and two car garage.
Bedrooms: 3
Bathrooms: 2
Square feet: 2,088
Price: $450,000

For more information about this property, please contact JENNI GALLI at 904-505-5619 or galliteam@comcast.net. You can also text 5616615 to 67299 (Message and Data Rates May Apply, see terms and privacy policy).


See more listings at: http://www.gowithgalli.com/home.asp


MLS ID: 995534

https://www.facebook.com/10213424196654220 https://www.twitter.com/TheGalliTeam http://https:://www.youtube.com/channel/UCaxKyrUrdTgUz_XZ7LohqHw